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Thoughts on software, building products, engineering craft, and the journey of founding a company.
26: A Small Birthday Note
A personal checkpoint at 26: taking stock of growth, ambition, discipline, and the kind of year I want to build next.
What My Agents Can't Do Is the Point
The instinct with AI is always to give it more access, more capability, fewer guardrails. But the best results come from going the other way. Not dumber models — sharper roles.
India Just Got Its Own Financial Brain — And It Changes Everything About UPI
NPCI launched FiMI at the India AI Impact Summit — a domain-specific AI model for India's payments ecosystem. They published the recipe but kept the model. Here's why that's the most strategic move in Indian fintech.
Why India's Affluent Are Underinsured Against Job Loss
1 in 4 Indians can't last a month without income, and 40% of income goes to EMIs. Why aren't we building insurance products for the way people actually live?
India's Health Insurance Crisis: Where Does the Money Go?
Only 5 crore Indians have personal retail health insurance — just 3% of the population. Where are the premiums going, and how can B2B insurtechs fix this?
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